We are committed to respecting your online privacy and recognize your need for appropriate protection and management of any information you share with us on the Platform.
By using our Services through the Platforms, you signify your assent to this Policy and consent to the processing of your personal information and/or sensitive personal data or any other transaction that is generated with your use of the Platforms (“Information”). If at any time, an individual provides Information about someone other than himself or herself, the individual warrants that they have that person’s consent to provide such information for the purpose specified. The Services are not available to persons below the age of 18 years.
If you do not agree with this Policy, ensure that you do not, in any manner, use our Services or download, install and/or use the mobile application.
By accessing or using the Platform and/or availing the services provided through the Platform or otherwise giving us your information, you undertake that you have the capacity to enter into a legally binding contract vide this Policy, which constitutes a legally binding document between you and Mahila Money under the applicable law. Mahila Money collects and processes your usage data, personal data and third-party data carefully, only for the purposes described in this Policy and only to the extent necessary as defined herein and within the scope of all applicable legal regulations. This Policy seeks to ensure that any personal information or third-party information handled by Mahila Money is managed in a way that is ethical, compliant and adheres to the best industry practices.
This Policy describes the types of information Mahila Money collects, why and how Mahila Money uses the information, with whom Mahila Money shares it, and the choices you can make about Mahila Money use of the information. We also describe the measures taken by us to protect the security of the Information and how you can contact Mahila Money about its privacy practices.
This Policy describes Mahila Money current data protection policies and practices which may be amended or updated from time to time. Any changes to this Policy will become effective upon posting of the revised Policy on the Platform. It is recommended that you regularly check this Policy to apprise yourself of any updates. Your continued use of Platform or provision of data or information thereafter will imply your unconditional acceptance of such updates to this Policy.
Collection of Information
We intend to provide services and features that meet your needs. To do so, when You use our Platforms, we may obtain the following information about you and your device from which you avail Services–
Use of Information
Mahila Money primarily collects your Personal Data to provide you with a secure, smooth, and efficient experience on our website. Not only does this help us personalize and improve your experience, but the additional information also helps in preventing any misuse.
Wherever possible, Mahila Money will indicate the data fields as either required or are optional. However, if you are unable to provide the required information we need, we may not be able to provide you with the product or service you have requested. Provided that once we get your consent, we may also use your Personal Data for other lawful purposes which we will tell you about when it is required. By way of example, some of the uses of your Personal Data would include the following:-
Your Personal Data is only accessible to those with a legitimate need-to-know basis. We do not disclose or share your Information with any third-party without your consent and ordinarily for some or all matters set out below:-
Law enforcement, government officials, or other third parties pursuant to a summon, court order, or other legal process or requirement applicable to the Mahila Money or one of its affiliates/subsidiaries; when we need to do so to comply with law;
We take care to allow your Personal Data to be accessed only by those who really need it in order to perform their tasks and duties and to third parties who have a legitimate purpose for accessing it and with your consent.
If we go through a corporate sale, merger, reorganization, dissolution or similar event, Personal Data we gather from you may get transferred in connection with such an event. Any acquirer or successor of Mahila Money may continue to use the information described in this Policy.
We do not share, disclose or distribute any of your Information to any third party unless required under an arrangement between Mahila Money and the third party for service delivery, product enhancement, analysis, risk and security purposes, communication purpose, etc. For example, Mahila Money may, itself or through third parties, send you emails, SMS, such other means to communicate, send reminders for payment, advertise its services, promote new products and activities or for your invaluable feedback or for marketing purposes.
To complete a transaction, we may share financial information (such as credit card details or other payment mode details) provided by you with authorised third parties, for instance, our business partners, financial teams/institutions involved in fulfilment of the said transactions, if any.
If, by usage of some functionalities of our Service, you receive Information about other user(s), you agree to keep the same confidential and only use it in connection with the Services, without disclosing the same to another user or third party.
In order to ensure that all our users comply with the user rules, we may monitor your Information to the extent that this may be required to determine compliance and/or to identify instances of non-compliance.
We will only disclose your Information in accordance with this Policy. If we want to use it for any other purpose, we will obtain your consent.
Mahila Money does not control the acts of its users. All users should be aware that, when they disclose Information such as their name, e-mail address, etc. to third parties, that Information may be collected and used by others to send unsolicited e-mail from other parties, who may or may not be users. In the event that you encounter any person improperly collecting or using information about users, please contact us by emailing at email@example.com.
Protection of Information
We are dedicated to guarding the security of your information. We use several industry-standard security technologies and procedures devised to help protect your data from unauthorized access, use, or disclosure. The detailed specifics for the same have been provided below.
We work to protect the security of your Information during transmission by using appropriate software, which encrypts information you input. This encrypted information is stored on secure servers and data centres. Further, we ensure that the number of employees involved in the management of the data centre who have physical access to these computers is limited. Also, we use advanced security technology to prevent our computers from being accessed by unauthorized persons.
We use all reasonable and appropriate technical and organizational security measures to protect the security of your Personal Data both online and offline including the implementation of access controls, implementation of firewalls, network intrusion detection and use of anti-virus software.
Please note that no system is completely secure. So, while we strive to protect your data, we cannot guarantee that unauthorized access, hacking, data loss or a data breach will never occur.
If any security breach comes to our knowledge, then we may take all steps required to protect misuse of such Information and may attempt to notify you electronically so that you can take appropriate protective steps.
Know your Rights
In addition to being able to update and correct your Personal Data, you may also have other data protection rights. This revolves around what you can allow or restrict us to do with your information.
Deletion of data
To request deletion of your data, please contact us at firstname.lastname@example.org. Please note that we will be able to delete data only to such extent as is permitted and/or mandated by applicable law. If you have a loan outstanding with us and/or any subsisting obligation with respect to any of our other products, we will not able to accommodate your request for deletion of data until the loan is repaid in full and all your subsisting obligations have been satisfied in respect of the relevant loan or product, as applicable.
Limitation of Liability
Mahila Money Pte. Ltd.
E-mail ID: - email@example.com